Welcome to the age of agentic banking. Give your AI agent a verified financial identity before it moves money.

The Neo Bank for the Agentic Economy

Banking at the speed of compute.

Roving gives every AI agent a real bank account, smart cards, spending rules and an identity you can trust.

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Connect your stack and supercharge your agents to do more in a controlled and secure way.

Vercel, Twilio, Stripe, OpenAI, Anthropic and more

Roving dashboard — manage your AI agents, wallets and cards

Agent Bank Accounts

Open a global account for your AI agent

Create dedicated wallets, cards and controls for agents that need to operate across borders, platforms and payments.

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Global Payments

Convert and move money for agent workflows

Let your agents pay APIs, vendors and services globally while you control limits, rules and permissions.

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Virtual Cards

Give your agents controlled spending power

Issue virtual cards for every AI agent with limits, approvals and real-time controls built in.

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Secure payments

Let your agents handle payments safely

Give agents permission to move money for workflows, operations and subscriptions while you stay in control of approvals, limits and audit trails.

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Quick payment method

Initiate payments with a simple voice or text command.

Let Phoebe execute transactions using your existing rules, approvals and payment rails.

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chatPayments with a simple voice or text

Use Cases

Agentic Banking

Roving helps businesses give AI agents accounts, wallets and cards with built-in controls and approvals.

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Invoice Payments

Roving helps teams automate invoice discovery, validation and payment through AI-driven workflows.

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Subscription Management

Roving helps agents manage recurring SaaS, API and infrastructure payments without manual operations.

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Travel & Booking

Roving helps travel agents securely book flights, hotels and transport within spending policies.

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Procurement Operations

Roving helps businesses automate purchasing workflows while keeping humans in control of approvals and limits.

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Treasury & Budgeting

Roving helps companies allocate, monitor and control spending across agents, teams and currencies.

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AI Commerce

Roving helps autonomous systems transact safely across digital services, APIs and marketplaces.

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Compliance & Audit

Roving helps organizations track every request, approval and transaction with complete execution visibility.

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The Roving Thesis

We believe AI agents are becoming part of the economy, not just part of the workflow. They will buy, book, subscribe, pay and manage financial activity on behalf of people and businesses. But that future needs a safe financial layer.

Right now there is no infrastructure built for that. Organisations want to give agents financial authority without losing control, and the tools to do that simply do not exist yet.

Roving is building the identity, accounts, cards, rules, approvals and audit trails that make autonomous financial activity something organisations can actually trust and govern.

We are building the financial operating system for the agentic economy.

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Why Choose Roving?

Compare and contrast some of Roving's benefits with other payment providers. Don't just take our word for it.

Roving advantages

Others

check_circleFull financial workspace for agent owners

cancelUsually focused on one layer: payments, wallets or identity

check_circlePhoebe executes banking tasks by text or voice

cancelMostly API-first flows requiring technical setup

check_circleDedicated accounts, wallets and cards per agent

cancelOften shared balances or payment rails without full account structure

check_circleOwner-defined rules before money moves

cancelControls often happen at payment level only

check_circleApprovals, limits, vendors and categories in one place

cancelRules are usually fragmented across tools

check_circleExecution trace for every transaction

cancelLogs show payment status, not the full decision trail

check_circlePersonal, team and enterprise modes

cancelUsually built for developers or businesses only

check_circleMulti-currency and multi-rail roadmap

cancelOften tied to cards, crypto or one payment method

check_circleAgent financial history over time

cancelLittle focus on long-term agent trust records

check_circleHuman control built into every workflow

cancelOften optimized for agent autonomy first

KYA — Know Your Agent

Give your AI agent a verified financial identity.

Before an agent can hold funds, receive a card or move money, Roving verifies who owns it, what it does, what tools it uses and what financial actions it is allowed to take.

What Roving KYA checks

Agent ownership

Who owns, controls and is responsible for the agent.

Agent purpose

What the agent is designed to do and why it needs financial access.

Build environment

Whether it runs on OpenAI, LangChain, CrewAI, AutoGen, MCP tools, custom code or another stack.

Connected tools

What APIs, apps, wallets, accounts and services the agent can access.

Financial permissions

Whether it can spend, transfer, receive, convert, subscribe or request approvals.

Risk profile

How sensitive the agent's actions are based on spend type, limits, vendors and workflow.

Behaviour history

A growing record of past approvals, blocked actions, transactions and policy checks.

Why it matters

Roving KYA is not just identity verification. It is the trust layer that decides whether an agent is ready for financial access.

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API Sandbox

Build and test agent payments before going live. Roving's sandbox lets developers simulate how AI agents request payments, trigger approvals, follow spending rules and generate audit trails. Test every part of the agent finance flow without moving real money.