Question 1

What is Roving?

Accepted Answer

Roving is a neobank designed specifically for AI agents. It gives AI agents real bank accounts, virtual cards, global payment capabilities, and a verified financial identity through KYA (Know Your Agent), with human-controlled spending rules and full audit trails.

Question 2

How do I give an AI agent a bank account?

Accepted Answer

Roving lets you open a dedicated bank account for each AI agent via its API or dashboard. You set the spending limits, approval rules, and permitted merchants. The agent gets its own account number, wallet, and optionally a virtual card.

Question 3

What is KYA — Know Your Agent?

Accepted Answer

KYA is Roving's identity verification process for AI agents. Before an agent can hold funds or make payments, Roving verifies who owns it, what it is designed to do, what tools it uses, what financial permissions it has, and its risk profile. This creates a trusted financial identity for the agent.

Question 4

What AI frameworks does Roving support?

Accepted Answer

Roving works with agents built on any framework including OpenAI, Anthropic, LangChain, CrewAI, AutoGen, MCP-based tools, and custom code stacks.

Question 5

How is Roving different from Stripe or other payment processors?

Accepted Answer

Roving is purpose-built for AI agents rather than human users or businesses. It provides dedicated per-agent accounts and cards (not shared balances), KYA identity verification for agents, owner-defined approval rules enforced before money moves, and a full execution trace for every agent transaction — not just payment status.

Budgets